Legal

Privacy Policy & Terms

Last updated 2026. This is placeholder language pending final review by counsel — replace before launch.

Placeholder notice: The content below is a starting template only. Funded by Tapia involves two separately licensed companies — West Capital Lending, Inc. and Everyone's Loan Company DBA Everyone's Processing Company. Have qualified counsel finalize this policy (including CAN-SPAM, TCPA, GLBA, state privacy laws, and each company's own privacy practices) before publishing.

Privacy Policy

This Privacy Policy describes how information submitted through fundedbytapia.com is collected and used. By using this website or submitting a form, you consent to the practices described here.

Information we collect

  • Contact details you provide (name, phone, email).
  • Project details you choose to share (property location, project type, loan amount, timeline).
  • Basic technical data such as IP address, browser type, and pages visited.

How we use information

  • To respond to your inquiry and discuss potential financing or processing services.
  • To follow up with you by phone, text, or email regarding your request.
  • To route your inquiry to the appropriate licensed party (West Capital Lending and/or Everyone's Processing Company).
  • To improve the website and our communications.

Communications consent

By submitting a form or otherwise contacting us, you consent to receive calls, text messages, and emails about your inquiry. Message and data rates may apply. You may opt out of marketing communications at any time by replying STOP to a text or using the unsubscribe link in an email.

Sharing

We do not sell your personal information. We may share submitted information with the licensed company or licensed professionals necessary to evaluate and respond to your request, and with service providers acting on our behalf, subject to confidentiality obligations. Each affiliated company maintains its own privacy practices governing the information it processes.

Your choices

You may request access to, correction of, or deletion of the information you submitted by contacting us using the details on our Contact page. Depending on your state of residence, you may have additional rights under applicable privacy law.

Cookie Policy

We use cookies and similar technologies to operate this website and, with your consent, to understand how it is used and to measure the performance of our advertising. You can change your choice at any time using the link in the footer.

  • Strictly necessary — required for the site to function (security and remembering your privacy choices). These are always active and cannot be switched off.
  • Analytics — we use Google Analytics to understand how visitors use this site (pages viewed, general location, device type) so we can improve it. Analytics cookies are off by default: no cookies are set and no personal data is collected until you opt in. See Google's Privacy Policy for how Google handles this data.
  • Advertising — we use the LinkedIn Insight Tag and the Meta Pixel to measure the performance of our LinkedIn, Facebook, and Instagram advertising (for example, which visitors arrived from an ad and submitted an inquiry), to build retargeting audiences, and to see aggregated insights about our visitors. These cookies are off by default and are governed by the same opt-in as Analytics above — nothing is set until you allow it. See LinkedIn's Privacy Policy and Meta's Privacy Policy for how they handle this data.

When you make a choice, we store it in your browser's local storage (under the key fbt_consent) so we can honor it on future visits. Clearing your browser storage will reset your choice and show the cookie notice again.

Terms & Conditions

This website is provided for general informational purposes only. It is not an advertisement for any specific loan product, not a commitment to lend, and not an offer to enter into a rate-lock agreement.

  • All loans are subject to credit review, underwriting approval, and program guidelines. Rates, terms, and availability may change without notice and are not guaranteed.
  • Nothing on this site is financial, legal, accounting, or tax advice. Consult a licensed professional about your specific situation.
  • Funded by Tapia is a personal website for Sergio & Christine Tapia, who are each affiliated with separate, independently licensed companies. See Disclosures & Licensing.
  • Links to third-party websites are provided for convenience; we are not responsible for their content or practices.
  • All trademarks, names, and logos are the property of their respective owners.

For required licensing identifiers and Equal Housing Lender notices, see Disclosures & Licensing.