An operator and an executor, working the same file.
Funded by Tapia exists because the two things investors need most — sharp capital structure and relentless execution — usually live in two different people who never talk. Here, they're married.
Financial architecture for real estate scale.
I don't just clear loans; I build financial architecture for real estate scale. As an active investor managing luxury spec builds, ground-up construction, and lot splits, I view leverage through the lens of an operator — not a transactional lender.
Licensed to lend in 19 states — AL, AZ, AR, CA, DE, DC, FL, ID, IA, ME, MD, MI, OH, OR, SD, TN, TX, WA, and WY — I help developers, builders, and self-employed professionals maximize liquidity and velocity. As a mortgage professional, active investor, and CA realtor, we bypass rigid retail guidelines to deliver high-leverage, investor-centric debt structures.
- Construction & Scale — advanced ground-up financing, luxury spec-building capital, and mid-construction refinances.
- Creative Debt — deep-leverage DSCR loans, non-recourse options, and bridge-to-sell financing.
- Liquidity Access — white-label, digital investor HELOCs engineered for self-employed professionals.
Strategies are built on paper. Files are won in execution.
In real estate and mortgage lending, speed and certainty are everything. As a top-producing Senior Processor consistently recognized at the highest levels of the company, I ensure that high-volume, complex capital structures move seamlessly from application to a clear-to-close.
Specializing in unconventional financing, investor portfolios, and complex corporate entities, I bridge the gap between structure and speed. My focus is simple: bulletproof file compilation, direct underwriter navigation, and absolute friction removal for our clients. Licensed across 37 states, ranked #1 company-wide (Gold), with a 5.0-star average across 317 broker reviews (since September 2025) and 410 funded units. In June alone: 62 files closed, $20,648,778 in volume, and a 26-day average turn time. See third-party processing services.
Why performance matters
- Elite execution — a spot at the top of the company ranking reflects volume handled and deadlines met.
- Investor-speed processing — developers can't afford a single day of un-leveraged capital, so the pipeline runs with aggressive efficiency.
- Proactive problem solving — I anticipate underwriter conditions before they're issued, packaging every file for immediate, clean approval.
One conversation. Structure and execution, aligned.
When the person structuring your capital and the person processing your file are on the same team, conditions get anticipated, hand-offs disappear, and your project keeps moving.