The vision, the capital strategy, the execution.
A deal-by-deal look at how we structure leverage for real investors — and how each structure performed. For the quick-scan version, see Funded Projects.
Full Gut Modernization & Expansion: Transforming a 1940s Classic into a High-Yield Infill Asset
The Vision
A comprehensive repositioning of an untouched 1948 brick ranch in one of Nashville's premier infill submarkets. The objective: eliminate a compartmentalized floor plan in favor of a seamless open-concept design, add a dedicated primary suite with an ensuite bath, and turn an underutilized quarter-acre creekfront backyard into a resort-style indoor/outdoor entertainment destination and executive flex office.
The Capital Strategy
- High-Leverage Bridge Stack — structured a facility covering 18% of the acquisition price and 100% of the renovation budget, preserving investor capital while funding complete system overhauls.
- Dual-Exit Underwriting — underwrote the project with built-in flexibility for either an immediate top-of-market retail flip or a long-term DSCR cash-out refinance.
- Tax & Cash-Flow Optimization — structured debt terms that let the investor weigh prevailing rental yields, bonus depreciation, and tax-sheltering benefits against immediate flip margins prior to completion.
The Execution & Status
- Infrastructure & Layout Overhaul — stripped to the studs for a complete rebuild: 100% new plumbing, full electrical rewiring, a brand-new roof, and an expanded footprint for a luxury primary suite.
- Modern Classic Facade — refinished the traditional brick exterior in Sherwin-Williams Shoji White with Urban Bronze trim, craftsman wood entry accents, and structured landscaping.
- Creekfront Entertainment Buildout — transformed the rear yard along Browns Creek with an expansive entertainment deck, custom fire pit, and an indoor/outdoor kitchenette cabana with a pass-through bar — an outdoor lounge and executive flex workspace in one.
- Exit Positioning — construction is nearing completion, positioned for maximum return: immediate equity via resale, or a 30-year DSCR takeout capturing executive rental cash flow and long-term tax advantages.
Complex Pre-Foreclosure Rescue: High-Yield Mid-Term Rental Stabilization & Turnkey Business Disposition
The Vision
A contemporary architectural residence in Nashville's urban core between 12 South, Edgehill, and The Gulch. Built across three expansive living levels plus a fully finished terrace basement, the home features multiple recreation suites, dedicated wet bars, chef-grade kitchen amenities, covered and screened porches, and dual third-floor terrace decks with views of the downtown Nashville skyline. The strategy: finalize high-end finishes, furnish the home, and operate it as an executive mid-term rental to establish a proven cash-flow history.
The Capital Strategy
- Pre-Foreclosure Fire-Sale Rescue — stepped in when the seller faced an imminent bank auction deadline tangled in active divorce litigation and multi-party legal gridlock.
- Non-Severable Lot Structuring — the transaction required acquiring both the existing contemporary home and the adjacent vacant development parcel in a single transaction. Structured a bridge facility covering 90% of the acquisition price and 100% of the finish-out budget, securing day-one equity at a $700,000 basis against an appraised $1,175,000 completed value.
- Cash-Flow & Track-Record Strategy — underwrote the capital stack to pivot into a 30-year fixed DSCR takeout upon completion, funding operations to run the property at maximum mid-term rental (MTR) revenue.
The Execution & Status
- Foreclosure Halted — cleared title encumbrances and coordinated multi-party legal approvals to fund in record time, beating the auction gavel.
- Full Interior & Exterior Modernization — deployed staged construction draws for a comprehensive overhaul: custom cabinetry and quartz surfaces across the kitchen, wet bars, and all bathrooms; high-durability luxury vinyl plank (LVP) flooring and a fully finished terrace basement suite; 100% interior and exterior repaint in a modern high-contrast palette; and architectural natural-wood accent panels along the front facade.
- Mid-Term Rental Operations — fully furnished and active in the executive rental market, generating rental income history and strong monthly cash flow while the adjacent parcel undergoes ground-up construction.
- Turnkey Business Disposition — once the adjacent ground-up development is completed, the property will be positioned for sale as a stabilized, turnkey cash-flowing business — letting the incoming investor or homeowner acquire both the real estate asset and its established revenue stream.
Luxury Ground-Up Infill: 100% Construction Financing with 12-Month Zero-Payment Interest Reserve
The Vision
A premier infill ground-up development engineered to capitalize on panoramic skyline views. The architectural design calls for a luxury three-story contemporary build featuring an integrated elevator, covered carport, indoor/outdoor rooftop kitchenette with hydraulic pass-through windows, and dedicated view corridors designed specifically not to obstruct surrounding structures.
The Capital Strategy
- Land Equity Leverage — by acquiring the vacant lot entirely in cash, the investors established a debt-free equity foundation, eliminating subordinated-debt complexity.
- 100% Build Financing — leveraged the clear land equity to secure 100% financing for the complete vertical construction budget, requiring zero additional equity injection to break ground.
- Cash-Flow Optimization — structured a 12-month interest reserve facility directly inside the loan stack. Interest is financed and drawn only as needed, eliminating out-of-pocket monthly debt service throughout the entire construction lifecycle.
The Execution & Status
- Site & Architectural Plan — finalized custom architectural plans with complete elevation and structural-engineering schematics.
- Municipal Approvals — architectural and site documentation submitted to the city for expedited permitting.
- Ready to Break Ground — capital stack fully locked, with funds queued for staged draw disbursements as construction begins.
Bring us the project. We'll bring the capital and the execution.
Renovation, rescue, or ground-up — tell us the scenario and we'll map the capital stack that gets it funded.
Deal terms shown reflect specific, individual funded transactions and are not typical or guaranteed. All deals are subject to review — experience, FICO, market, and property considerations apply — and the lender makes the final determination. Not a commitment to lend.